Investing means thinking about the future! Are you dreaming of making your savings grow? Investment funds are an easy way to build up a diversified portfolio. Private equity, property, life insurance... there's a huge range on offer. The problem is that you've never taken the plunge, because you're afraid of the risk of financial loss. How much risk are you prepared to accept? Do you need a property project that will pay off in the short or medium term? Can you take financial losses (or not)?
In short, what kind of investor are you? To help you choose the investments that best suit your profile, Birdee has drawn up 5 'typical' investor profiles and suggested investment ideas to suit your temperament 💵
🤔 Moderate? Protective? Dynamic? Birdee assesses your risk profile according to your investor profile. We are committed to meeting your investment needs as closely as possible, to match your situation and expectations. An overview of 'typical' investor temperaments.
Do you have a balanced temperament? Then you're what we call a moderate investor! This means that you like to spice up your strategy with a dose of risk, but you're also keen to protect your capital and achieve stable returns over the long term. And yes, you're even prepared to face a few losses in tumultuous markets. Nothing (or almost nothing) scares you, and you're ready to navigate the rough waters of investment!
| 👉 By choosing our moderate portfolio, you have access to flexible investments and the possibility of holding up to 70% of equity UCIs, depending on market trends. Your investments will have a medium-term horizon (over 5 years). |
Birdee describes investors as "Defensive" or cautious when their priority is to ensure maximum security. Their leitmotif? Insurance to preserve capital. If you recognise yourself here, it's because your objective is to obtain stable returns, even if they are modest. It's perfectly possible to expect a return on your money in the short term, for example, in order to buy property.
| 👉 Is this your situation? By opting for a "Defensive" portfolio, you can maximise the protection of your initial investment capital. Invest with confidence in view of an imminent purchase! |
If you are the protective type, this means that your main concern is to preserve the value of your initial money, but that you are prepared to play with fire a little. You're an investor who's open to variable returns as long as it keeps your capital safe!
| 👉 If you opt for the Birdee "Protector" portfolio, you are sheltering your capital for the medium to long term. Preserving your initial capital is your absolute priority. You aim for a medium-term investment horizon (over 5 years) to maximise the security of your investments. |
Stable, you compare yourself to a financial tightrope walker! Take a few risks, OK, but don't lose sight of your ultimate objective of ensuring constant returns. You can go for a life annuity, even if it means your initial capital takes a dive. The truth is, your goal as an investor is simple: to maintain a stable income over the long term!
| 👉 Do you recognise yourself in this profile? Take a look at our "Stable" portfolio. Opt for this investment approach, which will offer you total peace of mind and unfailingly regular returns! |
If you have a dynamic temperament, it means you're prepared to work twice as hard and take greater risks. You are an intrepid investor, prepared to go through lean times in the hope of making big gains. You want to exploit the full potential of the financial markets and are ready to invest in equities or stock market funds without hesitation!
| 👉 Not one to shy away from an investment? Take a look at our Dynamic portfolio, which will guarantee you the best possible return over a fairly long period (8 years). |
👌 Good to know: when you get started on Birdee, you can create your financial robot portrait by answering a test in just a few questions!
| Get started with bespoke investment from as little as €50 with Birdee! |